The Best Way to Pay Off Debt Fast (This Actually Works)
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MSNHer Money
Should you save or payoff debt? 🤔 The answer is both.What happens when you try to pay debt off with no savings? An emergency happens like your car breaking down on the freeway. Now you gotta use the same card you just paid off 😭😭😭Stop the cycle 🛑 Pay your minimums but build a small savings first. Then attack your debt. How much you have to save is up to you. Ya boy Dave Ramsey recommends $1000 which isn’t a bad idea. Honestly i think I saved up about $4500 before I felt comfortable enough t
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Save or pay off debt? If your debt’s costing you more than your savings are earning — you’re losing money. Here’s how to think about it: Let’s say: * You’ve got £2,000 on a credit card at 25% interest. * You’ve got £2,000 in savings earning 3%. Mathematically, you’re better off paying off the debt. Every month you wait, you’re leaking money. So what should you do? 1. Pay off high-interest debt first. If it’s over 7–8%, it’s usually better to clear it before building savings. 2. Keep a small emer
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